TE in HK Soho Event, CoreLogic April Chart Pack, Aussie Expat Mortgage Health Check.
You're invited to join us for a relaxed and insightful evening at Staunton’s Bar in SoHo HK on Tuesday, April 29th, crafted especially for Australians living in Hong Kong who want to stay financially savvy while enjoying life abroad.
TE in HK, Staunton’s Soho HK Details
🗓 Tuesday, April 29th
📍 Staunton’s Bar, SoHo, Level 1.
🕖 From 6PM
Is this the Golden Moment for Aussies in HK? We will cover what these market changes mean for you — whether you’re buying, refinancing, or want to make sharper money moves while overseas.
What’s great about our events is that they are safe, fun, and inclusive. They are a fantastic opportunity to connect with your Aussie Expat Community while enjoying good drinks, nibblies, and conversation and walking away with real insights.
This month, we’re sharing:
🍷 Your invite to our exclusive SoHo event in Hong Kong on April 29th
📊 What’s happening in the Aussie market right now
🌏 A real-life case study of an Australian expat saving $2,287/month
🏡 2. Australian Property Market Overview – Q1 2025
We have a link to the latest CoreLogic Australia Chart Pack for you to download, and we’ve unpacked the following key points.
National Trends
Capital City Movements (Quarterly)
Sales & Listings
Rental Market
Borrowing & Rates
National Trends:
Dwelling values rose 0.7% this quarter, ending a brief decline
Annual growth slowed slightly to 3.4%
House values now sit 31.5% above units (up from 25.8% in Jan 2023)
Capital City Movements (Quarterly):
Adelaide: +1.0% (11.0% YoY) – Record high
Brisbane: +0.9% (8.6% YoY) – Record high
Perth: +0.2% (11.9% YoY) – Near record high
Sydney: +0.4% (2.8% YoY) – Still -1.4% below peak
Melbourne: +0.3% (-2.6% YoY) – -5.6% below peak
Darwin: +2.8% (2.6% YoY)
Canberra & Hobart: Slight falls
Sales & Listings:
March sales: 42,552, though annual volume is down -2.1%
New listings: 4.1% below 5-year average
Days on market: Up to 40 days nationally (was 30)
Rental Market:
Rent growth slows to 3.8% YoY (lowest in 4 years)
Yields rising modestly:
National: 3.7%
Perth: 4.3%
Darwin: 6.6%
Borrowing & Rates:
RBA held rates at 4.10% in April
Potential May rate cut if inflation remains soft
Average new rates:
Owner-occupier: 6.09%
Investor: 6.29%
Long-term investor fixed: up to 6.91%
🌏 2. Case Study: Australian Expat in Singapore Saves $2,287/Month
At a recent seminar, I met an Australian expat based in Singapore who owned a $2.5 million property in Sydney. Her mortgage of $1.5 million was on a 21-year term with a 6.79% variable P&I rate, and her rental income couldn’t keep up — she was out of pocket $4,868/month.
After reviewing her position, here’s what we did:
✅ Refinanced to a new lender
✅ Extended the loan term to 30 years
✅ Kept P&I for better rates (vs Interest Only)
Results:
New rate: 6.09%
New repayments: $9,081/month
Savings: $2,287/month
New shortfall: Reduced to $2,581/month
While still a deficit, it’s much more manageable, and now, her offset account is preserved, and her long-term position is stronger.
💡 The takeaway? A smart refinance can save thousands, even when rates are high.
Have questions or want to chat privately about your situation?
If you are living in Australia, call Shona at +61 417 693 281 or book a complimentary discovery call here.
If you are an expat living abroad offshore, please reach out to Adam Kingston.
Let’s put your best foot forward,
Shona Stephenson and Adam Kingston
Principal Mortgage Brokers at
Best Foot Forward Mortgage Solutions and Australian Expatriate Finance
Helping Expats Build Wealth From Abroad 🇦🇺🌏 and When They Return Home.
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